Insure everything you have worth having for.
If I have tons of money, I would even insure my hair. Just like Jennifer Lopez insured her booty and Mariah Carey her legs, allegedly. But since I don’t have tons of dollars, I would rather invest in more realistic options so I can have the worth of money. I would suggest that you get, life insurance, health insurance, disability insurance, auto or car insurance, home insurance and I’ve heard that you can also get cancer insurance.
Just make sure that you get the best quotes for the insurance that you’re planning to get. My mom’s friend is bugging to get a life insurance. I think it’s the first on my list so it’s my priority.